What is the cost of Accident Insurance?

You can protect yourself against huge costs for just €79 a year! So the question is more like what COULD the cost of not having accident insurance be?!

Here's just one example of many of hikers having to get rescued from El Teide which individuals may have to pay for if they do not have the correct insurance cover.

Accident Insurance Prices

Option 1 for Non Self-Employed Individuals €79 a year.

Option 1 for Self-Employed Individuals €174 a year.

Option 1 for Executives €412 a year.

Jump to Accident Insurance options >>>

 

What Activities does our Liberty Seguros Accident Insurance cover?

Our Accident Insurance policy from Liberty Seguros covers for the following activities:

- Mountaineering / Hiking.
- Athletics, duathlon, triathlon, pentathlon.
- Basketball, handball, volleyball and beach volleyball.
- Hunting including shooting and fishing.
- Cycling.
- Ski and snowboard on piste.
- Football, beach soccer and hockey.
- Gymnastics, bodybuilding and weightlifting.
- Golf.
- Mountaineering / Hiking.
- Swimming and water polo.
- Skating.
- Canoeing and rowing.
- Tennis, paddle tennis, squash courts, badminton, table tennis.
- Surfing, windsurfing, water skiing and boating (sailing, yacht or jet ski) - up to 3 miles offshore.
- Horse Riding.
- Scuba Diving with up to 30 meters deep.

How does the Accident Insurance Cover me?

- Salary for beneficiaries due to death (optional).
- Car accidents.
- Death of both spouses while taking part in one of the activities above.
- Permanent disability.
- Covers costs to alter home and car to cater for disability.
- Covers heart attacks while partaking in one of the activities above (not available for over 60's).

- Emergency hospital costs - transport, medicine in medical centre/hospital
- Cost of first prosthetic surgery (limit of 3,000 Euros)
- Costs of transport to see specialist
- Costs of Reconstructive Surgery (limit of 3,000 Euros)
- Search & Rescue costs of up to 6,000 Euros. To put this in to perspective, it would cost a minimum of 3,500 Euros if you required air lifting following an accident in Tenerife or Fuerteventura.

Options for taking out Accident Insurance

 

See below different options depending on your personal situation and level of cover:

 

 

 

 

 

 

 

Options	Option 1	Option2	Option 3	Option 4	Option 5
Death by Accident	15.000 €	30.000 €	60.000 €	50.000 €	100.000 €
Permanent Disability by accident	15.000 €	30.000 €	60.000 €	50.000 €	100.000 €
Adaptation to house and car following dilapidating accident				18.000 €	18.000 €
Daily Payments following temporary invalidity				30 €	60 €
Costs for medical care following accident	Included	Included	Included	Included	Included
Daily hospital costs incurred after accident				20 €	40 €
Assistance	Incluida	Incluida	Incluida	Incluida	Incluida

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Accident Insurance Options for non self-employed

 

 

 

 

 

 

 

Guarantees	Option 1	Option 2	Option 3
Death by Accident	30.000 €	60.000 €	100.000 €
Death due to heart attack	6.000 €	6.000 €	6.000 €
Permanent Disability by accident	30.000 €	60.000 €	100.000 €
Adaptation to house and car following dilapidating accident	18.000 €	18.000 €	18.000 €
Costs for medical care following accident	Included	Included	Included
Assistance	Included	Included	Included

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Accident Insurance Options for self-employed Individuals

 

 

 

 

 

 

 

Guarantees	Option 1	Option 2	Option 3
Death by Accident	60.000 €	120.000 €	180.000 €
Death due to heart attack	6.000 €	6.000 €	6.000 €
Permanent Disability by accident	60.000 €	120.000 €	180.000 €
Adaptation to house and car following dilapidating accident	18.000 €	18.000 €	18.000 €
Costs for medical care following accident	Included	Included	Included
Daily hospital costs incurred after accident	50 €	50 €	50 €
Assistance	Included	Included	Included

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Accident Insurance Options for Executives

Guarantees	Option 1	Option 2
Death by Accident	300.000 €	500.000 €
Death by heart attack	60.000 €	60.000 €
Permanent Disability by accident	300.000 €	500.000 €
Adaptation to house and car following dilapidating accident	18.000 €	18.000 €
Costs for medical care following accident	Included	Included
Daily hospital costs incurred after accident	100 €	100 €
Assistance	Included	Included

 

Accident Insurance Prices

Option 1 for Non Self-Employed Individuals €79 a year.

Option 1 for Self-Employed Individuals €174 a year.

Option 1 for Executives €412 a year.

 

Get in Touch!

If you would like to protect yourself and your next of kin from high costs resulting from an accident, please get in touch with TIBC SL.